Private & Hard Money Foreclosure Bailout Loans
Equity-based money that moves at the speed of an auction deadline.
Call (727) 642-1166Why private money works for foreclosure
A foreclosure auction does not wait for a bank’s underwriting calendar. Our creative funding solutions are designed to stop the legal process: the decision rests on the property’s value and your payoff, which is why credit is not required and income is not always required.
Bailout loan rules
Credit score not required
We understand your credit is not in good standing.
Income not always required
Ideally you show you can cover the new mortgage — but it is not required.
All property types
All residential and commercial real estate types are eligible.
50%–65% LTV
Your payoff should be no higher than 50% of the property value; in some cases up to 65%.
$150,000 minimum
No maximum loan amount.
Funding in days
Not months — built for auction deadlines.
How private bailout loans are sized
Your payoff — everything needed to stop the foreclosure — should be no more than 50% of the property’s value, and in some cases up to 65%. The home-page calculator estimates closing costs at 10% of the loan required and checks the loan-to-value against those limits.
How a bailout loan works
Your equity matters more than your credit. If your property has substantial equity, you may have financing options even when a bank has declined your application. Because the loan is based on the property — the payoff can be no more than 50% of its value, in some cases up to 65% — the equity is what makes the loan possible.
Frequently Asked Questions
What is a private money foreclosure bailout?
An equity-based loan from a private lender that pays off the foreclosing debt fast, without a credit score requirement.
Is it the same as a hard money loan?
It works the same way — the property’s equity secures the loan and speed matters more than credit.
How fast can private money fund?
In days, not months.
What is the loan-to-value limit?
50% of the property value, in some cases up to 65%.
Need private money before the auction? Call now.
Call (727) 642-1166Commercial Loans Florida, Inc. · 1155 South Pasadena S, Suite H, South Pasadena, FL 33707 · Call (727) 642-1166 · Monday–Friday, 9:00 AM–5:00 PM EST · NMLS 1283562. We are a lender, not a law firm — for legal advice about your foreclosure case, talk to an attorney. All loans are subject to underwriting and approval.