Foreclosure Bailout Loans in Florida
Stop the auction, protect your equity and get the breathing room to refinance or sell on your own terms.
Call (727) 642-1166What a foreclosure bailout loan does
A foreclosure bailout loan pays off the debt that is foreclosing on your property, so the legal process stops before the auction. It is a commercial or residential loan based on your equity, built to fund in days — giving you time to refinance with a traditional lender later or to sell the property yourself instead of losing it at auction.
Bailout loan rules
Credit score not required
We understand your credit is not in good standing.
Income not always required
Ideally you show you can cover the new mortgage — but it is not required.
All property types
All residential and commercial real estate types are eligible.
50%–65% LTV
Your payoff should be no higher than 50% of the property value; in some cases up to 65%.
$150,000 minimum
No maximum loan amount.
Funding in days
Not months — built for auction deadlines.
Why act before the auction
- Equity protection — don’t let the bank take the value you’ve built over the years
- Credit recovery — avoid the long-term mark of a completed foreclosure on your report
- Speed — with 2026 court rules moving faster, funding in days matters
Your equity matters more than your credit. If your property has substantial equity, you may have financing options even when a bank has declined your application. Because the loan is based on the property — the payoff can be no more than 50% of its value, in some cases up to 65% — the equity is what makes the loan possible.
How a bailout loan works
Frequently Asked Questions
What is a foreclosure bailout loan?
A loan that pays off the debt foreclosing on your property so the auction stops, giving you time to refinance or sell on your own terms.
Do I need good credit?
No — a credit score is not required.
Do I need to prove income?
Not always. It helps to show you can cover the new mortgage, but it is not required.
How much can I borrow?
The payoff should be no more than 50% of the property value, in some cases up to 65%. The minimum loan is $150,000, with no maximum.
What properties qualify?
All residential and commercial real estate types.
How fast can it fund?
In days, not months.
Is an appraisal required?
Sometimes. A valuation takes 7–12 days after it is ordered and costs $650–$800.
Facing a foreclosure auction? Call us today.
Call (727) 642-1166Commercial Loans Florida, Inc. · 1155 South Pasadena S, Suite H, South Pasadena, FL 33707 · Call (727) 642-1166 · Monday–Friday, 9:00 AM–5:00 PM EST · NMLS 1283562. We are a lender, not a law firm — for legal advice about your foreclosure case, talk to an attorney. All loans are subject to underwriting and approval.