Foreclosure Bailout Loans in Miami-Dade

Miami, South Miami, Medley and all of South Florida — stop the auction with an equity-based loan.

Call (727) 642-1166

Bailout loans for Miami-Dade homeowners and investors

Our foreclosure bailout loans are available across Florida, including Miami, South Miami, Medley and the rest of Miami-Dade County. The rules are the same everywhere in the state: the loan is based on your equity, credit is not required, and funding takes days.

Bailout loan rules

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Credit score not required

We understand your credit is not in good standing.

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Income not always required

Ideally you show you can cover the new mortgage — but it is not required.

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All property types

All residential and commercial real estate types are eligible.

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50%–65% LTV

Your payoff should be no higher than 50% of the property value; in some cases up to 65%.

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$150,000 minimum

No maximum loan amount.

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Funding in days

Not months — built for auction deadlines.

Your equity matters more than your credit. If your property has substantial equity, you may have financing options even when a bank has declined your application. Because the loan is based on the property — the payoff can be no more than 50% of its value, in some cases up to 65% — the equity is what makes the loan possible.

How a bailout loan works

1
Run your numbers
Enter the value and your payoff items in the <a href="/">pre-approval calculator on our home page</a> — closing costs are estimated at 10% of the loan.
2
Call us
Share the property, the payoff and your auction date: (727) 642-1166.
3
Valuation
A property valuation may be required in some cases — it takes 7–12 days after it is ordered and costs $650–$800.
4
Fund and stop the sale
The loan pays off the foreclosing debt so you can refinance or sell on your own terms.

More: foreclosure bailout loans, foreclosure bailout refinance and commercial foreclosure bailout loans.

Frequently Asked Questions

Do you do foreclosure bailout loans in Miami?

Yes — in Miami, South Miami, Medley and all of Miami-Dade, as part of our Florida-wide lending.

Do I need good credit?

No credit score is required.

How much equity do I need?

Your payoff should be no more than 50% of the property value; in some cases up to 65%.

What is the minimum loan?

$150,000, with no maximum.

Facing foreclosure in Miami-Dade? Call us today.

Call (727) 642-1166

Related: foreclosure bailout loans · foreclosure bailout refinance · private and hard money foreclosure bailout · how to stop a foreclosure auction

Commercial Loans Florida, Inc. · 1155 South Pasadena S, Suite H, South Pasadena, FL 33707 · Call (727) 642-1166 · Monday–Friday, 9:00 AM–5:00 PM EST · NMLS 1283562. We are a lender, not a law firm — for legal advice about your foreclosure case, talk to an attorney. All loans are subject to underwriting and approval.